Search and Pay Putnam County Property Taxes

This page helps users handle a property tax need in Putnam County, Florida, including online bill payment, installment plan basics, delinquent tax rules, and tax office contact options.

The Putnam County Tax Collector handles collection of real estate property taxes, non-ad valorem assessments, and tangible personal property taxes, with online access available through the Putnam County Tax Property Tax Website.

Putnam County Tax Property Tax Website

Use the Putnam County property tax payment website to look up and pay a property tax bill. You must accept the website terms before continuing.

Tax certificate purchases are not available on the payment website. Paying through the site pays the tax bill only. It is not a purchase of a tax certificate or the property.

Before using the online payment site, review these key points:

• Online payment transactions are final and cannot be reversed, canceled, post-dated, or refunded.
• The website information is not guaranteed for legal purposes, and content can change daily.
• For the most current information, contact the Putnam County Tax Collector's office.

Current property tax bills and discounts

Real estate property taxes and non-ad valorem assessments are billed, collected, and distributed by the Tax Collector. These taxes are assessed as of January 1 and are usually open for collection on November 1 each year.

The early payment discount schedule for current taxes is:

Your tax bill is based on the taxable value of the property, millage rates set by taxing authorities, and non-ad valorem assessments or special assessments set by levying authorities.

Installment plan for current taxes

Putnam County property owners may apply to pay property taxes quarterly. The estimated tax bill must be more than $100 for each tax notice to qualify, and the application must be submitted to the Tax Collector's office by April 30 of the year the owner wants to begin installment payments.

To apply online, use the Putnam County installment plan application. The online form asks for a property ID, and users who do not know it are directed to the property tax website to look it up by owner name or property address.

The installment schedule is:

If the first installment is not paid, the account is removed from the installment plan and a new application is required for a future year.

Tangible personal property taxes

Tangible personal property tax applies to furniture, fixtures, and equipment used in businesses and rental property. It also applies to structural additions to mobile homes.

The Property Appraiser's Office assesses tangible personal property values and presents the certified tax roll to the Tax Collector, who mails notices and collects the amount due. Tax statements are mailed on November 1 each year, with payment due by March 31.

Businesses that file a timely tangible personal property tax return with the Property Appraiser's Office may be eligible for an exemption. For exemption details, use the Putnam County Property Appraiser tangible personal property page or contact the Property Appraiser's Office.

Delinquent taxes and tax certificates

Real estate taxes become delinquent on April 1 if not paid on or before March 31. Delinquent taxes must be paid by cashier's check, certified check, cash, or money order, and the amount due is based on the date the payment is received in the office.

Florida law requires delinquent parcels to be advertised in a local newspaper once a week for three consecutive weeks before the tax certificate sale. The Tax Collector must hold a tax certificate sale annually on or before June 1.

Tax certificates are sold through an online auction with competitive bidding. The bidding starts at 18% and is bid down in 1/4% increments until the certificate is sold to the lowest bidder. A certificate is a lien on the property and does not convey ownership rights.

Tax certificate sale and tax deed applications

The Putnam County Tax Collector uses RealAuction for the annual tax sale. To participate, register as a bidder through the tax sale site when it is available.

Certificate holders who want to apply for a tax deed use RealTDA. Through RealTDA, certificate holders may generate quotes and complete the tax deed application process online.

For county-held tax certificate help, contact the Tax Collector's office at (386) 329-0276.

Millage rates and assessment questions

If you have questions about millage rates or non-ad valorem assessments on a Putnam County tax bill, contact the authority tied to that charge.

Mailing, address changes, and postmark timing

Tax notices are sent to the owner's last address of record. If a mailing address has changed, the address change must be handled through the Property Appraiser's Office.

For current property taxes, Florida law uses the postmark date as the payment date. The Tax Collector recommends paying online for immediate posting, taking deadline-sensitive mail inside a post office to request a manual postmark, mailing at least 10 calendar days before the deadline, and starting bank bill-pay early because the bank mails a paper check.

Putnam County property tax contacts

Use these contacts for tax bill, payment, installment, office visit, address-change, and tangible personal property questions.

• Putnam County Tax Collector, 312 Oak Street, Palatka, FL 32177. Phone: (386) 329-0282.
• Palatka Office, 312 Oak Street, Palatka, FL 32177. Main phone: (386) 329-0282.
• Interlachen Office, 1114 State Road 20, Suite 2, Interlachen, FL 32148. Main phone: (386) 329-0282.
• Crescent City Office, 115 North Summit Street, Crescent City, FL 32112. Main phone: (386) 329-0282.
• Property Appraiser's Office. Address changes: (386) 329-0286. Tangible personal property exemption questions: (386) 329-0289.