This page helps users handle a property tax task in St. Joseph County, Indiana, including viewing a tax bill, checking payment options, and knowing when the Treasurer’s Office is the right next step.
St. Joseph County uses Low Tax Info for property tax bill research and MuniciPay for online tax bill payments, while the St. Joseph County Treasurer’s Office handles in-person, mail, phone, and certain restricted payment situations.
Low Tax Info property tax search
Use Low Tax Info to search for St. Joseph County property tax information and view bill details. The search can use one or more property identifiers.
- Name
- Property address
- Parcel number
- Duplicate number
For the best results, enter complete information when possible. A duplicate number is found on the tax bill and is shorter than a full parcel number.
- Open the search St. Joseph County property taxes tool.
- Enter one or more supported search fields.
- Review the matching property records and select the correct property.
- Check the billing detail, tax overview, or tax history information available for the property.
If a search returns too many results, combine fields such as name and address to narrow the match.
Online tax bill payments
St. Joseph County online tax bill payments are handled through MuniciPay. An account is not required for checkout, but existing users can log in to view payment history and use digital wallets.
To pay online, use the pay St. Joseph County property taxes online portal and follow the checkout prompts. The payment processor states that taxes are not paid until funds settle and credit is applied.
Online payment limits: taxes for properties certified for tax sale cannot be paid online and must be paid in person at the Treasurer’s Office. Taxes for properties sold at tax sale cannot be paid online and must be redeemed in person at the Auditor’s office.
Ways to pay a tax bill
St. Joseph County lists several payment options for property tax bills.
| Payment option | How it works |
|---|---|
| Online | Use the MuniciPay tax bill payment portal. |
| Phone | Call (574) 586-5540 and have the duplicate number from the bill ready. |
| Send payment to St. Joseph County Treasurer, P.O. Box 4758, South Bend, IN 46634-4758. Include a self-addressed stamped envelope if requesting a receipt. | |
| In person | Pay at the St. Joseph County Treasurer’s Office, County-City Building, 227 West Jefferson Boulevard, 2nd Floor, South Bend, IN 46601. |
Payment fees and settlement rules
MuniciPay adds convenience fees at checkout. These fees are not collected by St. Joseph County and are non-refundable.
- Credit and debit card payments: 2.4% with a $2.00 minimum.
- E-check payments: $1.25 per transaction.
The Treasurer’s Office also notes service fees for phone payments and for debit or credit card payments made in person.
2026 tax bill dates
For 2026, taxpayers receive one tax bill in the spring with both the Spring and Fall coupons. There is no Fall mailing.
| Item | Date or rule |
|---|---|
| Spring payment | Due Monday, May 11, 2026 |
| Fall payment | Due Tuesday, November 10, 2026 |
| Mailed payments | Payments must be postmarked by the due date to be considered on time. |
Failure to receive a tax statement by mail does not remove the taxpayer’s responsibility for payment or delinquent penalties.
Partial payments, tax sale, and special situations
The St. Joseph County Treasurer’s Office accepts tax payments of any amount at any time, but tax sale properties are not eligible for partial payments. Making partial payments does not stop late penalties, fees, or tax sale exposure when amounts are delinquent.
For tax sale information, the Treasurer’s Tax Sale Notice page lists 2026 dates as to be determined and directs users to SRI for more information and Zeus Auction Program for registration and listings.
Personal property and mobile homes certified to court for judgment can be paid online through American Financial Credit Services. Those payments take up to 5–7 business days to clear. For judgment information and amounts only, contact American Financial Credit Services.
Tax bill estimates and tax rates
Indiana Gateway provides a tax bill estimator for taxes due and payable in 2026. The estimator uses county, tax district, assessed value, property type, and deductions to calculate an estimate.
The estimator’s figures are estimates only and should not be treated as a statement of true tax liability. St. Joseph County also lists yearly tax rates for multiple tax years, including 2025-2026 through 2016-2017.
Property tax clearance and surplus refunds
For property tax clearance, complete Form 1 and mail it to the St. Joseph County Treasurer at 227 W. Jefferson Blvd., South Bend, IN 46601. All property taxes must be current to date. Include a self-addressed stamped envelope and a contact phone number.
For surplus refunds, letters were mailed January 2, 2026 for the 2024 pay 2025 Fall Installment. If a letter is received, the taxpayer needs the original receipt showing tax payment or other payment documentation. Taxpayers without an original receipt may need proof of payment from a mortgage company or the Treasurer’s Office.
St. Joseph County Treasurer contact information
Contact the Treasurer’s Office for tax bill payment questions, confirmation of payment, receipts, and payment situations that cannot be completed online.
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St. Joseph County Treasurer’s Office, 227 W Jefferson Boulevard, County-City Building, 2nd Floor, South Bend, IN 46601
Phone: (574) 235-9531
Fax: (574) 235-9023
Hours: Monday - Friday, 8 a.m. - 4:30 p.m. - St. Joseph County Treasurer mailing address, P.O. Box 4758, South Bend, IN 46634
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American Financial Credit Services, 10333 N Meridian Street Suite 270, Indianapolis, IN 46290
Phone: (888) 317-2327
Common questions
How can I view a St. Joseph County property tax bill online?
Use the Low Tax Info property tax search to look up a property by name, address, parcel number, or duplicate number.
What information works best for a tax bill search?
Complete entries work best. For names, use last name followed by first name. For addresses, enter the full address number and street name when available. Parcel and duplicate number searches work best with the full number.
Can I pay St. Joseph County property taxes online?
Yes. Use the MuniciPay portal for St. Joseph County property tax payments. An account is not required for checkout.
What property taxes cannot be paid online?
Taxes for properties certified for tax sale must be paid in person at the Treasurer’s Office. Taxes for properties sold at tax sale must be redeemed in person at the Auditor’s office.
How do I pay by phone?
Call (574) 586-5540. You need the duplicate number located on the tax bill.
Where do I mail property tax payments?
Mail payments to St. Joseph County Treasurer, P.O. Box 4758, South Bend, IN 46634. Payments must be postmarked by the due date to avoid penalties.
How many tax bills are mailed each year?
St. Joseph County sends one mailing each year, and it includes both Spring and Fall installment billings.
Who can confirm whether escrow paid my property taxes?
You may call your mortgage company or escrow agent. You may also contact the St. Joseph County Treasurer’s Office at (574) 235-9531 for confirmation.