This page helps users handle a property tax need in Harford County, Maryland, including finding a bill, reviewing payment options, checking deadlines, and knowing which office to contact.
Harford County Bill Pay and the Harford County Department of the Treasury are the main official channels for property tax bill inquiries and payments.
Harford County Bill Pay
Use Harford County Bill Pay to work with real estate property tax or assessment payments and inquiries. The portal also lists other county payment categories, so choose the property tax or assessment option that matches your bill.
- Open Harford County Bill Pay.
- Select the real estate property tax or assessment option.
- Follow the payment or inquiry prompts for the account you need to review.
Check the bill type before paying. Some Harford County payment options are for water and sewer bills, invoices, tickets, or other charges, not real property tax.
Property tax payment options
Harford County accepts tax and assessment payments online, by telephone, by mail, and through a drop box. The county also provides a separate payment options page for tax, assessment, and water and sewer bills.
For detailed county payment routing, review the Bill Inquiry and Payment Options page.
| Payment method | Property tax details |
|---|---|
| Electronic payment | Use the Property Bills Search link for tax, assessment, or water and sewer bills. |
| Telephone payment | Call 1-844-836-9732 for tax payments. |
| Mail payment | Mail payments to Harford County Dept. of the Treasury, 220 S. Main Street, Bel Air, MD 21014, and include a phone number and address. |
| Drop box | Use the Bond Street side drop box at 220 S. Main Street for check or money order payments. No cash payments are accepted at this time. |
Deadlines, penalties, and tax sale timing
Property tax bills are mailed on July 1. Property owners have until September 30 to pay without added costs. Beginning October 1, interest and penalties are added to unpaid amounts.
Harford County states that properties with unpaid taxes as of April 1 are prepared for the county’s annual tax sale. Unpaid property tax bills and water and sewer bills may become liens against the property and could result in sale at the annual tax sale.
| Date or timing | What it means |
|---|---|
| July 1 | Property tax bills are mailed. |
| September 30 | Base property tax payments are due without added costs. |
| October 1 | Interest and penalties begin on unpaid property tax amounts. |
| April 1 | Unpaid taxes may be prepared for tax sale. |
| Third Monday in June | The annual tax sale occurs online. |
Fees and accepted electronic payment types
Harford County accepts Visa, MasterCard, Discover, and electronic checks for tax and assessment payments. A third-party provider assesses convenience fees for credit and debit card tax and assessment payments.
| Payment category | Credit card transaction | Electronic check transaction |
|---|---|---|
| Tax and assessment payments | 2.25% of payment | No charge |
| Water and sewer bill payments | No charge | No charge |
| All other payments | No charge | No charge |
Assessments, appeals, and tax credits
The Maryland Department of Assessments and Taxation determines property values every three years. Property assessments can be appealed to the Property Tax Assessment Appeals Board.
Harford County residents who qualify may apply for real property tax credits. The county identifies credit categories for senior citizens and veterans, historic properties, homeowners, landfill proximity, and solar or geothermal energy. Review the county’s real property tax credit information before applying or calling with eligibility questions.
Tax sale redemption and lien questions
Harford County provides a tax sale redemption request process for properties involved in tax sale. The first three redemption requests on the same property do not require a lien certificate; after three requests, a $50 lien certificate is required.
For tax sale procedures, registration details, and redemption information, use the county’s tax sale information page.
Property tax contacts
Use these Harford County contacts for property tax payments, liens, assessments, tax credits, and related bill questions.
-
Harford County Government - Revenue Collections
Phone: (410) 638-3269 -
Tax and all other payments
Phone: (410) 638-3269
Email: treasury@harfordcountymd.gov -
Liens and Recordings
Phone: 410-638-3269x1324
Email: treasury@harfordcountymd.gov -
Maryland Assessment & Taxation
Phone: (410) 836-4800 -
Real property tax credits
Phone: (410) 638-3450 -
Harford County Government, 220 S. Main Street, Bel Air, MD 21014
Phone: (410) 638-3000
Hours: Monday through Friday, 8 a.m. - 5 p.m.
Common questions
Where can I look up or pay a Harford County property tax bill?
Use Harford County Bill Pay and choose the real estate property tax or assessment option.
When are Harford County property tax bills due?
Bills are mailed July 1. The base amount is due by September 30, and interest and penalties begin on October 1 for unpaid amounts.
Can I pay Harford County property taxes by credit card?
Yes. Harford County accepts Visa, MasterCard, and Discover for tax and assessment payments. Credit and debit card payments for tax and assessment transactions include a 2.25% convenience fee.
Is there a fee for paying by electronic check?
No. Harford County lists no charge for electronic check transactions on tax and assessment payments.
Who should I contact if I did not receive or lost my property tax bill?
Contact the Bureau of Revenue Collections at (410) 638-3269, or review the amount due online through Property Bill Search.
What happens if Harford County property taxes are not paid?
Unpaid taxes accrue interest and penalties after September 30. If taxes remain unpaid by April 1, the property may be prepared for the county’s annual tax sale.